Eyecare During the Coronavirus Pandemic: A Checklist

At Eye Consultants of Colorado, located in Conifer, Colo., we have taken several steps during the crisis, both for the long and short-term:
  • Call all lenders, suppliers, labs, credit cards, leases, etc.  Ask for a forbearance or partial payments during this time. Companies are most likely going to accept some payment vs. no payment, as they are running a business too and are most likely affected by this crisis as well.
  • Get your taxes in order (especially if you are expecting a refund). Though the deadlines have been moved from April 15 to July 15 (penalties and interest are waived as well), if you are expecting a refund, get those taxes in now and get that refund under way. If you are expecting to pay taxes, then have your accountant hold on to the submission for now. 
  • Apply for an SBA loan, if needed. As a result of the crisis, you can now apply for a small business loan through the Small Business Administration’s (SBA) Economic Injury Disaster Loan program ( It has a maximum interest rate of 4%. The application takes about 30 minutes to complete and may be just the little line of credit or loan needed to get through this.
  • Maintain basic operations. Be sure to have someone answering the telephone daily, setting or moving appointments and receiving mail (and collections). 
  • Tackle that long-term to-do list. Review office protocols and job descriptions, do online training, take a look and document current inventory and any other tasks that you may have previously been too busy to accomplish. One that can be particularly helpful: Look into your insurance AR; spend some time recovering those monies and refiling claims. 
Remember: The world will go on. We will all recover. Pandemic and financial downturn have happened before and they will happen again. With every challenge comes opportunity for those who are willing to look for it. 
— Scot Morris, O.D., editorial board member

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